Key Takeaways
- Virginia requires 40 hours of pre-license education for Property & Casualty licenses
- The Virginia P&C exam requires a 70% passing score
- Prometric administers Virginia insurance exams at testing centers and via remote proctoring
- Virginia requires fingerprinting and background check for all license applicants
- License fees and exam fees are separate; licenses are valid for 2 years
Virginia P&C Producer Licensing Requirements
Virginia has specific requirements for obtaining a Property & Casualty insurance producer license.
Pre-License Education Requirements
Virginia requires 40 hours of pre-license education for P&C licenses:
Education Requirements
| License Type | Pre-License Hours |
|---|---|
| Property Only | 40 hours |
| Casualty Only | 40 hours |
| Property & Casualty | 40 hours (combined) |
Key Points:
- Education must be completed at Virginia-approved providers
- Courses cover both national and Virginia-specific content
- Course completion certificate is valid for 12 months
- Online and classroom options available
Note: Virginia's 40-hour requirement is more substantial than some states. Be sure to complete the full requirement before scheduling your exam.
Examination Requirements
The Virginia Property & Casualty examination:
| Exam Detail | Requirement |
|---|---|
| Passing Score | 70% |
| Testing Provider | Prometric |
| Exam Format | Multiple choice |
| Retake Policy | May retake, new fee required |
Exam Options
- Property Only - Property insurance topics
- Casualty Only - Casualty insurance topics
- Combined P&C - Both property and casualty
Exam Tip: Virginia's 70% passing score is standard across most states. The exam tests both national concepts and Virginia-specific law.
Examination Process
- Complete 40 hours of pre-license education at approved provider
- Schedule exam with Prometric online or by phone
- Exam options: Physical testing center OR remote proctored exam
- Bring valid ID with photo (driver's license, passport, military ID)
- Receive results immediately after exam
Background Check Requirements
Virginia requires fingerprinting and background check for all insurance license applicants:
Background Check Process
- Fingerprinting required for all new applicants
- Criminal history review conducted by Bureau of Insurance
- Results submitted electronically
- Timing: Complete before or after passing exam
Disqualifying Factors
The Bureau considers criminal history when evaluating license applications:
- Crimes involving fraud, dishonesty, or breach of trust
- Felonies substantially related to insurance activities
- Recent convictions (time elapsed matters)
- Failure to disclose criminal history on application
License Types
| License Type | What You Can Sell |
|---|---|
| Property Only | Fire, homeowners, commercial property |
| Casualty Only | Liability, auto, workers' comp |
| Property & Casualty | All property and casualty products |
| Personal Lines | Auto and homeowners only |
Virginia License Structure
- Resident License: For Virginia residents
- Non-Resident License: For producers licensed in other states
- Appointments: Required before selling for specific insurers
- Lines of Authority: Specified on license
License Fees
| Fee Type | Amount (Approximate) |
|---|---|
| Exam Fee | Varies by provider |
| Initial License | $50 |
| Renewal Fee | $50 |
| Late Renewal | Additional penalties |
How many hours of pre-license education does Virginia require for a P&C license?
What is the passing score for the Virginia Property & Casualty insurance exam?