Key Takeaways

  • The South Dakota Division of Insurance operates under the Department of Labor and Regulation
  • The Director of Insurance is APPOINTED by the Governor
  • South Dakota insurance law is found in Title 58 of the South Dakota Codified Laws
  • The Division handles both insurer regulation and producer licensing
  • South Dakota does NOT require pre-license education
Last updated: January 2026

South Dakota Regulatory Agencies

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South Dakota has a regulatory structure where insurance oversight falls under the Department of Labor and Regulation.

Division of Insurance

The South Dakota Division of Insurance operates under the Department of Labor and Regulation and is responsible for:

  • Regulating insurance companies doing business in South Dakota
  • Licensing and monitoring insurance producers
  • Reviewing and approving insurance rates and forms
  • Handling consumer complaints and inquiries
  • Enforcing South Dakota insurance laws
  • Overseeing continuing education requirements

Division Leadership

The Director of Insurance is:

  • Appointed by the Governor
  • NOT elected by voters
  • Responsible for administering South Dakota insurance statutes
  • Head of the Division of Insurance

Exam Tip: Remember that South Dakota's Director of Insurance is APPOINTED by the Governor, not elected by voters.

South Dakota Insurance Code

South Dakota insurance law is contained in Title 58 of the South Dakota Codified Laws:

ChapterSubject
Chapter 58-1Department of Insurance
Chapter 58-30Insurance Agents and Brokers
Chapter 58-15Life Insurance
Chapter 58-17Accident and Health Insurance

Chapter 58-30 - Producer Licensing

This chapter contains important provisions for licensing, including:

  • Producer license requirements
  • Appointment procedures
  • Continuing education requirements
  • Prohibited practices
  • Disciplinary procedures

Contact Information

Division of Insurance

Contact TypeInformation
Address124 S. Euclid Ave., 2nd Floor, Pierre, SD 57501
Main Phone(605) 773-3563
Websitedlr.sd.gov/insurance

Online Services

Exam Scheduling

Contact TypeInformation
Pearson VUE Phone(888) 873-6205
Websitehome.pearsonvue.com/sd/insurance
Online/Remote TestingAvailable through OnVUE
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South Dakota Insurance Regulatory Structure
Test Your Knowledge

How is the South Dakota Director of Insurance selected?

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Test Your Knowledge

Which department houses the Division of Insurance in South Dakota?

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Test Your Knowledge

In which title of the South Dakota Codified Laws is insurance law found?

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