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State-Specific Content Only

This covers South Dakota-specific laws and regulations. Most Life & Health exams have both national and state portions.

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Free SD Life & Health Exam Prep

South Dakota Life, Accident, and Health Insurance

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Last updated: January 2026

SD Life & Health Exam Details

South Dakota Life, Accident, and Health Insurance

Administered by South Dakota Division of Insurance (SDDLR)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$55 exam fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required

Exam Content Breakdown

Based on the official South Dakota Division of Insurance (SDDLR) content outline

South Dakota Insurance Regulation15%

Division of Insurance structure, SD Insurance Code, licensing requirements

Life Insurance Laws25%

Policy provisions, free look periods, replacement rules

Health Insurance Laws25%

Health policy requirements, Medicare Supplement, disability

Annuity Regulations15%

Suitability requirements, senior protections, disclosures

Ethics & Prohibited Practices20%

Unfair trade practices, producer conduct, SDLIGA

What's Included

4 Chapters

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What's Next After the SD Life & Health?

After passing the SD Life & Health, you can pursue these career paths

SD Life & Health Exam FAQ

Course Content

Official South Dakota Division of Insurance (SDDLR) Resources

Verify information with these official sources

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