How is the Oklahoma Insurance Commissioner selected?

Elected by Oklahoma voters. The Oklahoma Insurance Commissioner is ELECTED by Oklahoma voters. Oklahoma is one of only 11 states where the Insurance Commissioner is elected rather than appointed. The Commissioner serves a 4-year term concurrent with the Governor.

What is the minimum insurance industry experience required to be Oklahoma Insurance Commissioner?

5 years. Oklahoma requires the Insurance Commissioner to have at least 5 years of insurance industry experience. Additionally, the Commissioner must be at least 25 years old and have been an Oklahoma resident for at least 5 years.

Which title of the Oklahoma Statutes contains insurance law?

Title 36. Oklahoma insurance law is contained in Title 36 of the Oklahoma Statutes. Chapter 14 specifically covers insurance producers and licensing requirements.

Key Takeaways

The Oklahoma Insurance Department (OID) regulates all insurance activities in the state
The Insurance Commissioner is ELECTED by Oklahoma voters (one of only 11 states)
Commissioner serves a 4-year term concurrent with the Governor
Commissioner must be at least 25 years old, Oklahoma resident for 5+ years, with 5+ years insurance industry experience
Oklahoma insurance law is found in Title 36 of the Oklahoma Statutes

Oklahoma Insurance Department (OID)

national Life & Health exam preparationFree exam prep with practice questions & AI tutor

Oklahoma regulates insurance through the Oklahoma Insurance Department under the leadership of an elected Insurance Commissioner.

Oklahoma Insurance Commissioner

The Oklahoma Insurance Commissioner is unique because:

ELECTED by Oklahoma voters (not appointed)
One of only 11 states with an elected insurance commissioner
Serves a 4-year term concurrent with the Governor's term
Position established by Article 6, Section 23 of the Oklahoma Constitution

Commissioner Qualifications

Requirement	Details
Minimum Age	25 years old
Residency	Oklahoma resident for at least 5 years
Experience	5+ years in the insurance industry
Election	Statewide general election

Exam Tip: Remember that Oklahoma's Insurance Commissioner is ELECTED, not appointed. This is a key distinction tested on the exam. Oklahoma is one of only 11 states with an elected commissioner.

Oklahoma Insurance Department Functions

The Oklahoma Insurance Department (OID) is responsible for:

Function	Description
Insurer Regulation	Licensing and monitoring insurance companies
Producer Licensing	Issuing and renewing agent licenses
Rate Review	Reviewing and approving insurance rates
Consumer Protection	Handling complaints and investigations
Market Conduct	Examining insurer practices
Fraud Investigation	Investigating insurance fraud

OID Divisions

Licensing and Education - Producer licensing, exams, CE
Life and Health - Regulates life and health insurers
Property and Casualty - Regulates P&C insurers
Financial Oversight - Monitors insurer solvency
Consumer Assistance - Handles complaints

Oklahoma Insurance Code

Oklahoma insurance law is contained in Title 36 of the Oklahoma Statutes:

Key Sections

Section	Subject
Chapter 1	Insurance Code General Provisions
Chapter 14	Insurance Producers
Chapter 32	Life Insurance
Chapter 44	Accident and Health Insurance

Contact Information

Address: 3625 NW 56th Street, Suite 100, Oklahoma City, OK 73112
Phone: (405) 521-3916
Website: www.oid.ok.gov
Licensing Portal: licensing.oid.ok.gov

Oklahoma Life & Health Insurance

1Chapter 1: Oklahoma Insurance Regulation & Licensing

2Chapter 2: Oklahoma Life Insurance Laws

3Chapter 3: Oklahoma Health Insurance Laws

4Chapter 4: Oklahoma Insurance Ethics & Prohibited Practices