Key Takeaways
- Oklahoma does NOT require pre-license education (one of few states without this requirement)
- PSI administers Oklahoma insurance licensing exams
- Life exam: 80 questions (75 scored + 5 pretest), 2 hours
- Combined Life & Health exam: 155 questions (150 scored + 5 pretest), 2.5 hours
- Passing score is 70% on all exams
- Both in-person and remote online proctored exams available
Oklahoma Producer Licensing Requirements
Oklahoma has specific requirements for obtaining a Life and/or Health insurance license.
Pre-License Education Requirements
NO Pre-License Education Required
Oklahoma does NOT require pre-license education for insurance licensing:
| Requirement | Oklahoma |
|---|---|
| Pre-License Hours | NOT REQUIRED |
| Mandatory Courses | None |
| Certification Exam | None required |
Key Points:
- You can schedule and take the licensing exam without any education
- Study courses are recommended but not mandatory
- Exception: Bail Bondsman license requires 16 hours of pre-license education
- The only requirement before testing is paying the exam fee
Exam Tip: Oklahoma is one of the states that does NOT require pre-license education. However, self-study or taking a prep course is strongly recommended as the exam is still challenging.
Study Materials
The Oklahoma Insurance Department provides study resources:
- Kaplan Study Manuals - Official study material, $35 through OID
- Online prep courses - Available from various providers
- Practice exams - Recommended for exam preparation
Examination Requirements
Oklahoma insurance licensing exams are administered by PSI:
Exam Details
| Exam Type | Questions | Scored | Pretest | Time | Fee |
|---|---|---|---|---|---|
| Life Only | 80 | 75 | 5 | 2 hours | Varies |
| Health Only | 80 | 75 | 5 | 2 hours | Varies |
| Combined Life & Health | 155 | 150 | 5 | 2.5 hours | Varies |
Exam Format
- Passing Score: 70% on all exams
- Question Type: Multiple choice
- Format: Closed book examination
- Pretest Questions: 5 questions are unscored pilot questions (you won't know which ones)
Note: The pretest questions are being evaluated for future exams and do not count toward your score.
Testing Options
| Option | Details |
|---|---|
| In-Person | PSI testing centers throughout Oklahoma |
| Remote Online | PSI remote proctored exam from home |
| Scheduling | Online at psiexams.com or call (833) 333-4754 |
Remote exams are available for all Oklahoma insurance examinations except bail bondsmen.
Scheduling the Exam
How to Schedule
- Register with PSI:
- Online at psiexams.com
- Phone: (833) 333-4754
- Select exam type (Life, Health, or Combined)
- Choose testing option:
- PSI testing center
- Remote online proctored exam
- Pay exam fee
- Receive confirmation
Exam Day Requirements
| Requirement | Details |
|---|---|
| ID Required | Valid government-issued photo ID (driver's license, passport, military ID) |
| Arrive Early | 15-30 minutes before scheduled time |
| Personal Items | No electronic devices, personal items stored in locker |
After Passing the Exam
Allow 3 business days for PSI to report scores to OID, then:
| Step | Details |
|---|---|
| Apply for License | Through licensing.oid.ok.gov or NIPR |
| Application Fee | Varies by license type |
| Processing Time | 5-10 business days |
| Appointments | Request appointment from insurers |
Note: You must apply for your license after passing the exam. You cannot transact insurance until your license is issued and you are appointed by an insurer.
Background Check Requirements
Oklahoma Background Check Process
| Requirement | Details |
|---|---|
| Criminal History | Required for all resident applicants |
| Fingerprinting | May be required based on background |
| Disclosure | Must disclose all criminal history on application |
Disqualifying Factors
OID considers the following when reviewing applications:
- Felony convictions
- Insurance-related violations
- Fraud or dishonesty convictions
- Administrative actions in other states
- Prior license revocations
Note: A criminal record does not automatically disqualify an applicant. OID considers the nature of the offense, time elapsed, and rehabilitation evidence.
License Types
Lines of Authority Available
| License Type | Products Covered |
|---|---|
| Life | Life insurance, annuities |
| Accident & Health | Health, disability, LTC insurance |
| Life & Health (Combined) | All life and health products |
| Variable Products | Requires FINRA registration |
License Application Process
- Pass the state licensing exam (PSI)
- Apply online at licensing.oid.ok.gov or NIPR
- Pay application and license fees
- Complete background check
- Receive license (electronic)
- Obtain insurer appointments
Does Oklahoma require pre-license education before taking the insurance licensing exam?
Who administers insurance licensing exams in Oklahoma?
What is the passing score for Oklahoma insurance licensing exams?
How many total questions are on the Oklahoma Combined Life & Health exam?
How long should candidates wait after passing the exam before applying for their Oklahoma license?