Key Takeaways
- Oklahoma requires 24 hours of continuing education every 2 years
- CE must include 3 hours of ethics training
- CE must include 2 hours of state legislative updates
- License renewal is due on the last day of birth month every 2 years
- Biennial renewal based on odd or even birth year
Last updated: January 2026
License Maintenance and Continuing Education
Oklahoma insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| Renewal Date | Last day of birth month |
| Renewal Cycle | Every 2 years |
| Method | Online through licensing.oid.ok.gov |
Renewal Timing
- Renewal is based on your birth month
- Odd or even year based on the year you were born
- Must renew by the last day of your birth month
- Example: Born March 1986 (even year) = renew March 2026, 2028, etc.
Continuing Education Requirements
Oklahoma requires 24 hours of continuing education (CE) every 2 years:
CE Breakdown
| Requirement | Hours |
|---|---|
| Total CE Hours | 24 |
| Ethics (required) | 3 |
| State Legislative Updates | 2 |
| Electives | 19 |
Special CE Requirements
- Ethics: 3 hours of approved ethics training required
- State Updates: 2 hours covering Oklahoma legislative and regulatory changes
- Line-Specific: Additional CE may be required for certain lines
- Long-Term Care: Additional training required for LTC producers
Exam Tip: Oklahoma has a specific 2-hour state legislative update requirement in addition to the 3-hour ethics requirement.
CE Course Requirements
Approved Courses
- Must be completed at OID-approved providers
- Online and classroom options available
- Courses must be completed BEFORE license expiration
- Providers report CE credits electronically to OID
CE Completion Guidelines
| Guideline | Details |
|---|---|
| Timing | Complete before renewal date |
| Reporting | Providers report electronically |
| Verification | Check CE credits in online portal |
| Carryover | Excess CE does not carry over |
Renewal Process
Steps to Renew
- Complete CE before birth month (24 hours total)
- Verify CE completion in online portal
- Log into licensing.oid.ok.gov
- Submit renewal application
- Pay renewal fee
- Print new license
Late Renewal Consequences
| Timing | Consequence |
|---|---|
| Before expiration | Normal renewal |
| After expiration | Cannot transact insurance |
| Within reinstatement period | May reinstate with penalties |
| Extended lapse | May need to retake exam |
Warning: Operating without a valid license is a violation that can result in fines and permanent revocation.
Reporting Requirements
Oklahoma producers must notify OID of changes:
Required Notifications
- Change of business address
- Change of residence address
- Change of name
- Change of business entity
- Administrative actions by other states
- Criminal charges or convictions
- Change in business telephone or email
How to Report
- Update through licensing.oid.ok.gov portal
- Or submit in writing to OID
- Timely reporting is required
- Failure to report is a violation
Appointments and Terminations
Insurer Appointments
| Appointment Details | Requirements |
|---|---|
| Who Files | Insurance company |
| When | Before selling company's products |
| Fee | Paid by insurer |
| Duration | Until terminated |
Appointment Termination
- Insurer must notify OID of termination
- If terminated for cause, insurer must provide details
- Producer should verify appointment status regularly
Disciplinary Actions
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of premium funds
- Misrepresentation
- Failure to maintain required CE
- Criminal conviction
- License revocation in another state
Types of Discipline
| Action | Description |
|---|---|
| Warning | Minor first offense |
| Probation | License with conditions |
| Fine | Monetary penalty |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
Test Your Knowledge
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Test Your Knowledge
How many hours of ethics CE are required in Oklahoma?
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Test Your Knowledge
Oklahoma requires how many hours of state legislative update CE?
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Test Your Knowledge
When is an Oklahoma insurance license renewal due?
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