Montana Producer Licensing Requirements

Montana has specific requirements for obtaining a Life, Health, or combined insurance license.

Pre-License Education Requirements

No Pre-License Education Required

Key Points:

• Montana does NOT require pre-license education
• Due to exam difficulty, completing a study course is highly recommended
• Must be at least 18 years old
• Must be a Montana resident for resident license

Exam Tip: While Montana doesn't require pre-license education, the exam is challenging. Most successful candidates complete a comprehensive exam prep course.

Examination Requirements

Montana insurance licensing examinations are administered by Pearson VUE:

Life & Health Exam Details

Exam Requirements

Note: Montana uses a scaled score of 75, not a percentage. This scaled scoring system adjusts for exam difficulty variations.

Examination Process

Scheduling the Exam

1. Register with Pearson VUE at pearsonvue.com/mt/insurance or call (866) 274-8906
2. Choose testing option:
   • Pearson VUE testing center
   • OnVUE online proctored exam
3. Pay exam fee ($59 per exam)
4. Schedule appointment at least 1 calendar day in advance

Tip: Call at least 3 days in advance of your preferred test date. The earlier you sign up, the better your chances of getting your preferred date.

Exam Day - Testing Center

What to Bring:

• Two forms of valid ID (one with photo, both with signature)
• Acceptable: Driver's license, passport, military ID
• Arrive 30 minutes before scheduled time

Testing Rules:

• No cell phones or electronic devices
• Calculator provided on screen
• Results displayed immediately
• Fingerprinting required after exam (first-time candidates)

Online Testing (OnVUE)

For remote proctored exams:

• Computer must be compatible with OnVUE platform
• Stable internet connection required
• Quiet, private testing environment
• Webcam and microphone required

Fingerprinting Requirements

Montana requires fingerprinting for all first-time license applicants:

Fingerprinting Process

Who Must Be Fingerprinted

• All first-time exam candidates
• Candidates adding a line of authority to existing license
• Fingerprints submitted to Montana DOJ for background check

License Application

After passing the exam, complete these steps:

Application Steps

1. Complete fingerprinting at testing center (if first-time candidate)
2. Submit Applicant Rights and Consent Form via email
3. Apply through NIPR (National Insurance Producer Registry)
4. Pay license fee
5. Await CSI approval

Application Timeline

License Types

Background Check

All license applicants undergo criminal background check:

• Fingerprints submitted to Montana Department of Justice
• State and federal criminal history review
• Felonies and misdemeanors considered
• Fraud-related offenses may disqualify

Appointments

After receiving your license:

• Must be appointed by each insurer you represent
• Insurer files appointment with CSI
• Cannot transact business until appointment is filed