Key Takeaways
- Montana requires continuing education for license renewal
- Specific CE hours vary - check with CSI for current requirements
- Licenses must be renewed periodically
- Address and contact changes must be reported to CSI
- Disciplinary actions can include fines, suspension, or revocation
Last updated: January 2026
License Maintenance and Continuing Education
Montana insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Renewal Requirements
| Item | Requirement |
|---|---|
| License Term | Periodic renewal required |
| CE Required | Yes, for renewal |
| Renewal Method | Through NIPR |
Checking Current Requirements
- Requirements may change - always verify with CSI
- Visit csimt.gov for current CE requirements
- Contact CSI Producer Licensing for specific questions
Continuing Education Requirements
Montana requires continuing education for license renewal:
General CE Guidelines
| Component | Requirement |
|---|---|
| CE Required | Yes |
| Hours | Check with CSI for current requirements |
| Ethics | Typically included |
| Provider Approval | Must use CSI-approved providers |
CE Best Practices
- Complete CE well before renewal deadline
- Verify credits are posted to your record
- Keep copies of course completion certificates
- Don't wait until last minute - courses may fill up
Important: Contact the CSI or visit csimt.gov for the most current continuing education requirements, as these may change.
Special Training Requirements
Annuity Training
Producers selling annuity products may need additional training:
| Requirement | Detail |
|---|---|
| Training | Annuity suitability/best interest training |
| Timing | Before selling annuities |
| Frequency | One-time or periodic (check current requirements) |
Long-Term Care Training
Producers selling LTC insurance need specialized training:
| Requirement | Detail |
|---|---|
| Initial Training | Required before selling LTC |
| Ongoing Training | May be required - check with CSI |
Renewal Process
Steps to Renew
- Complete all required CE before deadline
- Verify CE credits are posted to your record
- Submit renewal application through NIPR
- Pay renewal fee
- Maintain appointments with insurers
Avoiding Lapse
- Set calendar reminders for renewal deadlines
- Complete CE early in the renewal period
- Submit renewal before expiration date
- Cannot transact business if license lapses
Disciplinary Actions
The CSI can take disciplinary action for violations:
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of funds
- Misrepresentation to clients
- Failure to maintain CE requirements
- Criminal conviction
- License violations in other states
Types of Discipline
| Action | Description |
|---|---|
| Warning | Minor first offense |
| Fine | Monetary penalty |
| Probation | License continues with conditions |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
Reporting Requirements
Required Notifications
Producers must notify the CSI of:
- Change of business address
- Change of residence address
- Change of name
- Administrative actions by other states
- Criminal charges or convictions
How to Report Changes
- Update through NIPR
- Or contact CSI directly
- Timely reporting is required
- Failure to report may result in discipline
Contact Information
- Address: CSI, 840 Helena Avenue, Helena, MT 59601
- Phone: (406) 444-2040
- Email: csi@mt.gov
- Website: csimt.gov
Test Your Knowledge
Does Montana require continuing education for insurance license renewal?
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Test Your Knowledge
What should Montana producers do to verify current CE requirements?
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Test Your Knowledge
What happens if a Montana insurance license lapses?
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Test Your Knowledge
Which of the following must be reported to the Montana CSI?
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