Key Takeaways
- Workers' compensation required for most Utah employers
- Covers medical benefits and disability payments
- No-fault system—employees cannot sue employers
- Penalties for non-compliance include fines and loss of protections
- Utah Labor Commission oversees workers' comp
Last updated: January 2026
Utah Workers' Compensation
Requirements
Utah employers must carry workers' comp:
- Employers with 1 or more employees
- Includes part-time and seasonal workers
- Limited exemptions for certain industries
Exemptions
- Sole proprietors without employees
- Some agricultural operations
- Certain independent contractors
Benefits Provided
| Benefit Type | Coverage |
|---|---|
| Medical | All necessary treatment |
| Temporary Disability | Weekly payments during recovery |
| Permanent Disability | Scheduled or unscheduled benefits |
| Death Benefits | To dependents |
| Vocational Rehab | Retraining if needed |
Utah Labor Commission
Oversees workers' comp in Utah:
- Adjudicates disputes
- Ensures compliance
- Protects worker rights
Exclusive Remedy
Workers' comp is exclusive remedy:
- Employees cannot sue employer
- Exception: Intentional injury by employer
Penalties
Non-compliance results in:
- Fines up to $5,000
- Stop-work orders
- Criminal misdemeanor charges
- Loss of exclusive remedy protection
- Liability for all damages
Exam Tip: Utah workers' comp is required for employers with 1 or more employees. It provides no-fault coverage and is the exclusive remedy for workplace injuries.
Test Your Knowledge
How many employees must a Utah employer have before workers' compensation is required?
A
B
C
D