Oregon Continuing Education

CE Requirements

Oregon P&C licensed producers must complete:

Total CE Hours: 24 Hours Every 2 Years

• 21 hours - General P&C insurance topics
• 3 hours - Ethics (mandatory)
• Biennial cycle - Based on licensee's birth date
• Approved providers - Oregon DFR or NAIC-approved courses

Ethics Requirement

The 3-hour ethics requirement must cover:

• Producer fiduciary duties
• Consumer protection laws
• Unfair trade practices
• Oregon Insurance Code compliance
• Professional conduct standards

Exam Tip: Ethics CE must be specifically designated as "ethics" credit and completed through approved providers.

CE Course Approval

Oregon accepts CE courses from:

1. Oregon DFR-approved providers
2. NAIC-approved courses (reciprocity)
3. Classroom courses approved by DFR
4. Self-study courses with verification
5. Webinars and online courses (approved)

Reporting CE Credits

• Provider responsibility: Approved providers report CE directly to Oregon DFR
• Producer responsibility: Verify CE credits posted to license record
• Grace period: None - CE must be complete before renewal
• Carryover: Excess CE hours do NOT carry over to next cycle

Consequences of Non-Compliance

Failure to complete CE by renewal deadline:

1. License suspension - Automatic if CE not completed
2. $50 late fee - In addition to renewal fee
3. Reinstatement requirements - Complete all missing CE + fees
4. No grace period - Cannot sell insurance while suspended

CE Exemptions

Limited exemptions may apply for:

• Active military duty
• Medical hardship (with documentation)
• First-time licensees (partial exemption for first cycle)

Exam Tip: Remember there is NO CE carryover in Oregon. Complete exactly 24 hours each cycle.