Nevada Producer Licensing Requirements

Nevada has relatively accessible licensing requirements compared to many states, with no mandatory pre-license education for Property & Casualty producers.

Basic Eligibility Requirements

To qualify for a Nevada P&C producer license, applicants must:

Exam Tip: Nevada does NOT require pre-license education for P&C, making it one of the more accessible states for licensing. However, thorough exam preparation is still essential.

The Five-Step Licensing Process

Step 1: Pass the Licensing Exam

• Exam: Property & Casualty (combined)
• Questions: 150 total (110 national, 40 Nevada-specific)
• Time Limit: 3 hours (180 minutes)
• Passing Score: 70% (105 correct answers)
• Cost: $49
• Testing Provider: Pearson VUE
• Scheduling: www.pearsonvue.com/nv/insurance or call 1-888-204-6272

What to Bring:

• Valid government-issued photo ID (driver's license or passport)
• Pearson VUE confirmation number

Results: Provided immediately upon exam completion

Step 2: Complete Fingerprinting & Background Check

CRITICAL TIMING: Must complete within 6 months of passing exam or you'll need to retake the exam.

Process:

• Provider: IdentoGO (www.identogo.com)
• Cost: $60
• What's Checked: FBI and Nevada criminal background check
• Processing Time: Results sent directly to Nevada Division of Insurance
• Validity: 60 days (must submit license application within 60 days of fingerprinting)

Schedule Appointment:

1. Visit www.identogo.com
2. Select "Nevada Division of Insurance"
3. Choose fingerprinting location
4. Pay $60 fee
5. Bring valid ID to appointment

Exam Tip: The 6-month deadline for fingerprinting after passing the exam is strictly enforced. Miss this deadline and you must retake the exam.

Step 3: Submit License Application

Application Method: Online through Sircon (National Insurance Producer Registry)

Sircon Application Process:

1. Visit home.sircon.com/app/
2. Create account (if new applicant)
3. Select "Nevada" and "Producer License"
4. Complete application form
5. Pay fees: $185 application + $5.60 transaction = $190.60 total

Required Information:

• Personal information (SSN, address, contact)
• Exam passing confirmation
• Fingerprint completion confirmation
• Employment history (past 10 years)
• Criminal history disclosure (if applicable)
• Regulatory action disclosure (if applicable)

Processing Time: Typically 5-10 business days if all requirements are met

Step 4: Receive License

License Issuance:

• Nevada Division of Insurance reviews application and background check
• If approved, license issued electronically
• License accessible through Sircon portal
• Effective date: Date of issuance

License Includes:

• Producer name and license number
• Lines of authority (Property, Casualty)
• Issue and expiration dates
• Resident or non-resident status

Step 5: Obtain Company Appointments

Before selling insurance, you must:

Get Appointed by Insurance Companies:

• Insurance company appoints you to represent them
• Company submits appointment through Sircon
• Appointment fee: $40 per company
• Multiple appointments allowed

Maintain Appointments:

• Appointment ties your license to specific insurers
• You can only sell products for companies that appoint you
• Companies can terminate appointments
• Must maintain at least one active appointment

Exam Tip: Having a producer license does NOT authorize you to sell insurance until you're appointed by an insurance company. License + appointment = ability to transact insurance business.

Resident vs. Non-Resident Licensing

Resident Producer

Requirements:

• Nevada is your primary residence or place of business
• Complete full licensing process (exam, fingerprinting, application)
• Maintain Nevada as primary licensing state

Benefits:

• Can obtain non-resident licenses in other states through reciprocity
• Lower application fees in some reciprocal states

Non-Resident Producer

Requirements:

• Hold active producer license in your home state
• Home state license must be in good standing
• Apply through Sircon as non-resident applicant
• May not need to take Nevada exam if home state has reciprocity

Nevada Reciprocity:

• Nevada has reciprocal agreements with most states
• If your home state doesn't require Nevada exam, Nevada typically waives exam
• Must still complete background check
• Pay non-resident license fee ($185)

Exam Tip: Reciprocity means if State A waives State B's exam, State B waives State A's exam. Non-residents with active licenses in reciprocal states may skip the Nevada exam.