License Renewal & Continuing Education

Nevada requires all P&C producers to renew their licenses every 2 years and complete continuing education to maintain competency.

License Renewal Requirements

Renewal Cycle

Example: If your birthday is June 15th and your license was issued on March 1, 2024, your license expires June 30, 2026. You can renew starting April 1, 2026 (90 days before expiration).

Exam Tip: Nevada licenses expire at the end of the birth month, NOT on the producer's birthday. A June 15th birthday means June 30th expiration.

Continuing Education (CE) Requirements

CE Hour Breakdown

Total Required: 24 Hours Per 2-Year Period

• Ethics: 3 hours minimum
• General Topics: 21 hours
• Carryover: NO carryover of excess hours to next period
• Timing: Must be completed BEFORE submitting renewal

Approved CE Topics

Acceptable Topics:

• Insurance law and regulation
• Policy provisions and coverage analysis
• Ethics and professional conduct
• Risk management and loss control
• Insurance products and markets
• Consumer protection
• Technology and insurance
• Diversity and inclusion

NOT Acceptable:

• Sales and marketing techniques
• Agency management (unless insurance-specific)
• General business topics
• Motivational or inspirational content

Ethics CE Requirement

3 Hours of Ethics Required:

• Must focus on insurance ethics and professional conduct
• Topics include:
  • Unfair trade practices
  • Producer responsibilities
  • Consumer protection
  • Conflicts of interest
  • Proper disclosure
  • Regulatory compliance

Exam Tip: The 3-hour ethics requirement is mandatory and cannot be waived. Ethics hours count toward the 24-hour total, not in addition to it.

CE Course Approval

Course Providers

CE courses must be provided by Division of Insurance approved providers:

Approved Provider Types:

• State insurance associations
• National insurance education organizations
• Online CE providers (approved by Nevada DOI)
• Insurance company training programs (if approved)
• College and university insurance programs

Provider Requirements:

• Submit courses for Nevada DOI approval
• Track student completion
• Report completions to CE database
• Provide completion certificates

CE Delivery Methods

Nevada accepts multiple delivery formats:

All formats are equally acceptable as long as the provider is approved by Nevada DOI.

CE Tracking and Reporting

CE Tracking System

• Provider Reporting: Approved CE providers report completions directly to Nevada DOI
• Producer Access: Producers can check CE credits through Sircon portal
• Compliance Monitoring: Division tracks each producer's CE status
• Audit Risk: Division may audit CE compliance randomly or for cause

Verifying CE Credits

Check Your CE Status:

1. Log in to Sircon at home.sircon.com/app/
2. Navigate to "Continuing Education"
3. Review reported CE hours
4. Verify ethics hours are properly designated
5. Ensure credits posted before renewal

If CE Not Showing:

• Contact course provider immediately
• Provider has 30 days to report completions
• Keep completion certificates as backup documentation

Renewal Process

Timely Renewal (Before Expiration)

Step-by-Step Process:

1. Complete 24 CE Hours: Include 3 ethics hours (must be done BEFORE renewal)

2. Verify CE Credits: Log into Sircon and confirm all 24 hours are reported

3. Submit Renewal Application:

   • Log into Sircon
   • Select "Renew License"
   • Confirm information is current
   • Pay $185 renewal fee
   • Submit application

4. Receive Renewed License:

   • Processing typically 3-5 business days
   • License extended for 2 more years
   • New expiration date: Same birth month, 2 years later

Exam Tip: CE must be completed BEFORE submitting the renewal application. Applying without sufficient CE will result in application rejection.

Late Renewal (After Expiration)

If your license expires, you have 12 months to reinstate without retaking the exam.

Late Renewal Requirements:

Exam Tip: After 12 months of license expiration, you must start over completely—retake exam, fingerprinting, new application. Don't let licenses lapse beyond 12 months!

Maintaining Your License

Active Status Requirements

To keep your license active and in good standing:

Required:

• ✓ Renew every 2 years before expiration
• ✓ Complete 24 CE hours (3 ethics) per period
• ✓ Maintain at least one active company appointment
• ✓ Pay renewal fees on time
• ✓ Update address/contact information within 30 days of changes
• ✓ Comply with Nevada insurance laws and regulations

Prohibited:

• ✗ Allowing license to lapse without renewal
• ✗ Falsifying CE completion
• ✗ Conducting business after expiration
• ✗ Violating insurance laws or regulations
• ✗ Failing to maintain errors & omissions insurance (if required by appointing company)

Inactive Status

Nevada does NOT have a formal inactive license status. Options:

If Not Currently Selling Insurance:

• Let license expire (can reinstate within 12 months)
• Maintain license with CE and renewal (keeps license active)
• Allow expiration beyond 12 months (must retake exam later)

Special Renewal Situations

Military Service Exception

Active military members serving outside Nevada:

• CE Extension: May request CE deadline extension
• Renewal Extension: May request renewal extension
• Documentation Required: Provide military orders
• Post-Service: Must complete missed CE and renew within 6 months of return

Change of Address

Must report within 30 days:

• Log into Sircon
• Update physical address
• Update mailing address if different
• Update email and phone number

Failure to Update:

• May miss renewal notices
• Division correspondence goes to address of record
• Producer responsible for knowing renewal requirements

Name Change

If your legal name changes (marriage, court order):

• Log into Sircon
• Update name
• Provide supporting documentation (marriage certificate, court order)
• May need to update license with new name

Exam Tip: Address and name changes must be reported to the Division of Insurance within 30 days. This is a commonly tested timeframe.