Key Takeaways
- DC does NOT require pre-license education
- Pearson VUE administers DC insurance licensing exams
- Exams are 80-90 questions with a 2-hour time limit
- Passing score is 70% on all exams
- Fingerprinting required through Fieldprint for resident applicants
- No limit on exam retakes
DC Producer Licensing Requirements
The District of Columbia has specific requirements for obtaining a Life and/or Health insurance license.
Pre-License Education Requirements
NO Pre-License Education Required
DC does NOT require pre-license education for insurance licensing:
| Requirement | DC |
|---|---|
| Pre-License Hours | NOT REQUIRED |
| Mandatory Courses | None |
| Certification Exam | None required |
Key Points:
- You can take the licensing exam without any formal education
- Self-study or exam prep courses are recommended but not mandatory
- Most candidates complete 20-40 hours of self-study
- No state endorsement or approval needed before testing
Exam Tip: DC is one of the jurisdictions that does NOT require pre-license education. However, the exam is challenging and thorough preparation is essential.
Study Options
Candidates typically prepare using:
- Self-study textbooks and guides
- Online exam prep courses
- Practice exams
- National and DC-specific study materials
Examination Requirements
DC insurance licensing exams are administered by Pearson VUE:
Exam Details
| Exam Detail | Requirement |
|---|---|
| Testing Provider | Pearson VUE |
| Questions | 80-90 questions |
| Time Limit | 2 hours (120 minutes) |
| Passing Score | 70% |
| Exam Retakes | No limit |
| Testing Options | In-person or OnVUE online proctored |
Exam Content
Each exam contains two sections:
- General Knowledge - Federal insurance concepts and products
- DC-Specific - DC laws and regulations
Testing Options
| Option | Details |
|---|---|
| In-Person | Pearson VUE testing centers |
| Remote Online | OnVUE online proctored exam |
| Scheduling | Online at pearsonvue.com or by phone |
Note: DC exams are available at testing centers or via online proctoring. There are no limits on the number of times you can retake the exam.
Fingerprinting Requirements
DC requires fingerprinting for all resident applicants:
Fingerprinting Process
| Requirement | Details |
|---|---|
| Required For | All resident applicants |
| Provider | Fieldprint |
| When | After passing exam, before license issuance |
| Non-Residents Becoming Residents | Must also submit fingerprints |
Steps to Complete Fingerprinting
- Pass the licensing exam
- Register with Fieldprint
- Schedule fingerprinting appointment
- Complete fingerprinting
- Results submitted to DISB
Background Check
Fingerprints are used for:
- DC Metropolitan Police background check
- FBI national criminal history check
Note: A criminal record does not automatically disqualify an applicant. DISB considers the nature of the offense, time elapsed, and rehabilitation.
Application Process
Steps to Get Licensed
| Step | Details |
|---|---|
| 1. Study for Exam | Self-study or prep course (not required) |
| 2. Schedule Exam | Through Pearson VUE |
| 3. Pass Exam | 70% passing score |
| 4. Complete Fingerprinting | Through Fieldprint |
| 5. Apply Through NIPR | Electronic application |
| 6. License Issued | After review and approval |
2025-2026 Updates
Recent Changes
| Effective Date | Change |
|---|---|
| March 2025 | Renewal period changed from 60 to 90 days before expiration |
| January 2026 | Surplus lines producers must use OPTins electronic filing |
Licensing Process
- Applications submitted electronically through NIPR
- Both residents and non-residents apply through NIPR
- Non-residents must hold active license in home state
Lines of Authority
| License Type | Products Covered |
|---|---|
| Life | Life insurance, annuities |
| Accident & Health | Health, disability, LTC insurance |
| Life & Health (Combined) | All life and health products |
| Variable Products | Requires FINRA registration |
Contact Information
| Contact | Details |
|---|---|
| DISB Phone | (202) 727-8000 |
| Address | 1050 First Street, NE, Suite 801, Washington, DC 20002 |
| Website | disb.dc.gov |
| Applications | Through NIPR (nipr.com) |
Does DC require pre-license education before taking the insurance licensing exam?
Who administers insurance licensing exams in DC?
What is the passing score for DC insurance licensing exams?
Who provides fingerprinting services for DC insurance license applicants?
Is there a limit on exam retakes in DC?