Key Takeaways
- The Arkansas Insurance Department (AID) regulates all insurance activities in the state
- The Insurance Commissioner is APPOINTED by the Governor with Senate confirmation
- Arkansas does NOT require pre-license education for insurance licenses
- Insurance law is found in Arkansas Code Title 23 (Insurance)
- The AID handles licensing, rate review, consumer protection, and market conduct
Last updated: January 2026
Arkansas Insurance Department
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The Arkansas Insurance Department (AID) is the state agency responsible for regulating the insurance industry in Arkansas.
The Insurance Commissioner
The Arkansas Insurance Commissioner is:
| Detail | Information |
|---|---|
| Selection Method | APPOINTED by Governor with Senate confirmation |
| Term | Serves at pleasure of Governor |
| Reports To | Governor |
| Agency | Arkansas Insurance Department (AID) |
Exam Tip: Remember that Arkansas's Insurance Commissioner is APPOINTED by the Governor with Senate confirmation. Arkansas is NOT one of the 11 states that elects its insurance commissioner.
Arkansas Insurance Department (AID)
The AID is responsible for:
- Licensing insurance producers, adjusters, and companies
- Regulating insurance rates and forms
- Protecting consumers and handling complaints
- Conducting market conduct examinations
- Enforcing insurance laws and regulations
- Monitoring insurer solvency
- Fighting insurance fraud
AID Divisions
| Division | Function |
|---|---|
| Producer Licensing | Issues and renews producer licenses |
| Rate/Form Review | Reviews and approves rates and forms |
| Consumer Services | Handles complaints and inquiries |
| Market Conduct | Conducts examinations |
| Fraud Investigation | Investigates insurance fraud |
Arkansas Insurance Code
Arkansas insurance law is found in Arkansas Code Title 23:
Key Chapters
| Chapter | Subject |
|---|---|
| Title 23, Chapter 64 | Insurance Producers |
| Title 23, Chapter 66 | Life Insurance |
| Title 23, Chapter 79 | Accident and Health Insurance |
| Title 23, Chapter 85 | Unfair Trade Practices |
Contact Information
- AID Main Phone: (501) 371-2600
- Consumer Services: (800) 852-5494 (in-state)
- Licensing: (501) 371-2750
- Website: insurance.arkansas.gov
- Address: 1 Commerce Way, Suite 102, Little Rock, AR 72202
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Test Your Knowledge
How is the Arkansas Insurance Commissioner selected?
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Test Your Knowledge
Which Arkansas Code title contains insurance law?
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Test Your Knowledge
Which agency regulates insurance in Arkansas?
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