Key Takeaways

  • Arkansas does NOT require pre-license education for insurance licenses
  • PSI administers Arkansas insurance licensing exams
  • Life exam: 100 questions, 2 hours; Accident & Health: 100 questions, 2 hours
  • Passing score is 70% on all examinations
  • Online proctored exams are available through PSI Remote Testing
Last updated: January 2026

Arkansas Producer Licensing Requirements

Arkansas has specific requirements for obtaining Life and Health insurance licenses.

Pre-License Education Requirements

No Pre-License Education Required

Arkansas does NOT require pre-license education for insurance licenses:

RequirementStatus
Pre-License EducationNOT REQUIRED
Mandatory HoursNone
Specific CoursesNone

Key Points:

  • Arkansas has no formal pre-licensing education requirement
  • Exam preparation courses are strongly recommended but not mandatory
  • Candidates who complete prep courses have significantly higher pass rates
  • You can proceed directly to scheduling your exam

Exam Tip: While Arkansas doesn't require pre-license education, the exam covers extensive material. Quality exam preparation is essential for success.

Examination Requirements

The Arkansas insurance licensing examination:

Exam DetailRequirement
Testing ProviderPSI
Life Insurance Exam100 questions
Accident & Health Exam100 questions
Combined ExamAvailable
Time Limit2 hours per exam
Passing Score70%
Exam Fee$45 per exam
Remote TestingAvailable through PSI

Scheduling Your Exam

  • Online: candidate.psiexams.com
  • Phone: (855) 746-8169
  • Options: Test center or PSI Remote Proctored

Examination Process

Scheduling the Exam

  1. Prepare using exam prep materials (strongly recommended)
  2. Register with PSI at candidate.psiexams.com
  3. Schedule exam - in-person or remote proctored
  4. Pay exam fee at time of registration

PSI Testing Locations in Arkansas

Exams can be taken at PSI testing sites in:

CityLocation
Little RockPSI Testing Center
Fort SmithPSI Testing Center
JonesboroPSI Testing Center
FayettevillePSI Testing Center

Remote Testing Option

PSI offers remote proctored exams:

  • Take exam from home or office
  • Requires webcam and microphone
  • Secure testing environment required
  • Same exam content as in-person

Exam Day Requirements

What to Bring (In-Person):

  • Two forms of valid, government-issued ID
  • One must contain your name AND photograph
  • Driver's license, passport, military ID accepted

Testing Rules:

  • Arrive 30 minutes early for check-in
  • No cell phones or electronic devices
  • No personal items at testing station
  • Results provided immediately after completion

Application Process

After passing the exam:

Application Steps

  1. Pass exam with 70% or higher
  2. Apply through NIPR at nipr.com
  3. Pay license fee - $50 per line of authority
  4. Await approval - Background check review

Qualifications

To obtain an Arkansas insurance license, you must:

  • Be at least 18 years of age
  • Be a resident of Arkansas (for resident license)
  • Pass the licensing examination with 70% or higher
  • Submit completed application through NIPR
  • Pay applicable fees
  • Have no disqualifying criminal history

Lines of Authority

License TypeWhat You Can Sell
LifeLife insurance and annuities
Accident & HealthHealth, disability, LTC insurance
PropertyProperty insurance
CasualtyLiability insurance
Personal LinesPersonal auto and homeowners
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Arkansas Insurance License Application Process
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