Securities

Blue Chip Stock

A blue chip stock is a share of a large, well-established, financially sound company with a history of reliable performance, stable earnings, and often regular dividend payments.

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Exam Tip

Blue chip = large, established, dividend-paying. Dow Jones has 30 blue chips.

What is a Blue Chip Stock?

Blue chip stocks are shares of large, reputable companies known for quality, reliability, and the ability to operate profitably in good and bad times. The term comes from poker, where blue chips have the highest value.

Characteristics of Blue Chips

CharacteristicDescription
Market CapTypically $10 billion+
Track RecordDecades of successful operation
FinancialsStrong balance sheets, consistent earnings
DividendsOften pay regular dividends
Brand RecognitionHousehold names
Market LeadersDominant in their industries

Examples of Blue Chip Stocks

  • Apple (AAPL)
  • Microsoft (MSFT)
  • Johnson & Johnson (JNJ)
  • Coca-Cola (KO)
  • Procter & Gamble (PG)
  • JPMorgan Chase (JPM)

Blue Chip Indices

IndexDescription
Dow Jones Industrial Average30 blue chip stocks
S&P 500500 large-cap stocks
Nasdaq-100100 largest non-financial Nasdaq stocks

Pros and Cons

ProsCons
Lower volatilityLess growth potential
Dividend incomeMay underperform in bull markets
Safer in downturnsStill can decline significantly
Highly liquidMay be overvalued

Suitable For

  • Conservative investors
  • Income-focused portfolios
  • Core holdings in diversified portfolios
  • Retirement accounts

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