Securities

Dividend

A dividend is a distribution of a portion of a company's earnings to shareholders, typically paid quarterly in cash or additional shares.

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Exam Tip

Ex-dividend date is 1 business day before record date. Buy BEFORE ex-date to get dividend.

What is a Dividend?

A dividend is a payment made by a corporation to its shareholders, usually from profits. Dividends reward investors for holding the stock and provide income without selling shares.

Types of Dividends

TypeDescription
Cash DividendDirect payment to shareholders
Stock DividendAdditional shares instead of cash
Special DividendOne-time extra payment
Property DividendAssets other than cash (rare)

Important Dividend Dates

  1. Declaration Date - Board announces the dividend
  2. Ex-Dividend Date - First day stock trades without dividend
  3. Record Date - Must own shares by this date to receive dividend
  4. Payment Date - Dividend is paid

Ex-Dividend Date Rule

To receive the dividend, you must buy the stock BEFORE the ex-dividend date. On the ex-date, the stock price typically drops by the dividend amount.

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