Key Takeaways
- Utah Insurance Department regulates insurance activities in the state
- Commissioner of Insurance is APPOINTED by the Governor with Senate confirmation
- Pre-license education is NOT REQUIRED but highly recommended
- Prometric administers state licensing exams at testing centers and online
- Passing score: 70% on all state licensing examinations
- Fingerprinting required at Prometric test center using "live scan" technology
Last updated: January 2026
Utah Insurance Department
national Life & Health exam preparationFree exam prep with practice questions & AI tutor
The Utah Insurance Department is the primary regulatory authority for insurance in the state.
Regulatory Authority
Utah Insurance Department
The Utah Insurance Department is responsible for:
- Regulating insurance companies operating in Utah
- Licensing insurance producers and adjusters
- Reviewing and approving insurance rates and policy forms
- Investigating consumer complaints
- Enforcing insurance laws and regulations
- Monitoring insurer solvency and financial condition
Department Leadership
| Position | Details |
|---|---|
| Title | Commissioner of Insurance |
| Selection | APPOINTED by the Governor |
| Confirmation | Requires Utah State Senate ratification |
| Term | Serves at pleasure of the Governor |
| Status | Cabinet-level position |
Key Point: Utah's Commissioner of Insurance is appointed, not elected. The Commissioner is part of the Governor's cabinet and the appointment must be ratified by the Utah State Senate.
Utah Insurance Code
Utah insurance law is contained in Title 31A of the Utah Code:
| Chapter | Subject |
|---|---|
| Chapter 1 | General Provisions |
| Chapter 2 | Administration of Insurance Laws |
| Chapter 21 | Surplus Lines Insurance |
| Chapter 22 | Health Insurance |
| Chapter 23 | Insurance Marketing - Licensing Producers |
Contact Information
- Address: State Office Building, Suite 3110, 450 N State Street, Salt Lake City, UT 84114-6901
- Phone: (801) 538-3800
- Toll-Free: (800) 439-3805
- Website: insurance.utah.gov
Loading diagram...
Test Your Knowledge
How is the Utah Commissioner of Insurance selected?
A
B
C
D
Test Your Knowledge
Which agency regulates insurance in Utah?
A
B
C
D