Key Takeaways
- The Rhode Island Department of Business Regulation (DBR) Insurance Division regulates insurance
- The Superintendent of Insurance is APPOINTED by the Governor
- Rhode Island insurance law is found in Title 27 of the Rhode Island General Laws
- The Insurance Division handles both insurer regulation and producer licensing
- Rhode Island does NOT require pre-license education
Last updated: January 2026
Rhode Island Regulatory Agencies
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Rhode Island has a unique regulatory structure where insurance oversight falls under the Department of Business Regulation.
Department of Business Regulation (DBR) - Insurance Division
The Rhode Island Department of Business Regulation (DBR) Insurance Division is responsible for:
- Regulating insurance companies doing business in Rhode Island
- Licensing and monitoring insurance producers
- Reviewing and approving insurance rates and forms
- Handling consumer complaints and inquiries
- Enforcing Rhode Island insurance laws
- Overseeing continuing education requirements
DBR Leadership
The Superintendent of Insurance is:
- Appointed by the Governor
- NOT elected by voters
- Responsible for administering Rhode Island insurance statutes
- Head of the Insurance Division within DBR
Exam Tip: Remember that Rhode Island's Insurance Commissioner (Superintendent) is APPOINTED by the Governor, not elected by voters.
Rhode Island Insurance Code
Rhode Island insurance law is contained in Title 27 of the Rhode Island General Laws:
| Chapter | Subject |
|---|---|
| Chapter 27-2 | Insurance Division; Powers and Duties |
| Chapter 27-2.4 | Insurance Producers |
| Chapter 27-18 | Life Insurance |
| Chapter 27-18.5 | Long-Term Care Insurance |
| Chapter 27-19 | Accident and Sickness Insurance |
Chapter 27-2.4 - Producer Licensing
This chapter contains important provisions for licensing, including:
- Producer license requirements
- Appointment procedures
- Continuing education requirements
- Prohibited practices
- Disciplinary procedures
Contact Information
DBR Insurance Division
| Contact Type | Information |
|---|---|
| Address | 1511 Pontiac Avenue, Building 69-2, Cranston, RI 02920 |
| Main Phone | (401) 462-9520 |
| Licensing Email | dbr.inslic@dbr.ri.gov |
| Website | dbr.ri.gov |
Online Services
- NIPR: www.nipr.com - License applications and renewals
- Pearson VUE: www.pearsonvue.com - Schedule licensing exams
- DBR Online Services: dbr.ri.gov - General information
Exam Scheduling
| Contact Type | Information |
|---|---|
| Pearson VUE Phone | (800) 274-3739 |
| Website | home.pearsonvue.com/ri/insurance |
| Online/Remote Testing | Available through OnVUE |
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Test Your Knowledge
How is the Rhode Island Superintendent of Insurance selected?
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Test Your Knowledge
Which department houses the Insurance Division in Rhode Island?
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Test Your Knowledge
In which title of the Rhode Island General Laws is insurance law found?
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