Key Takeaways
- Nevada does NOT require pre-license education - candidates can go directly to the exam
- Pearson VUE administers Nevada insurance licensing exams
- The Life exam has 97 questions with approximately 2 hours to complete
- Passing score is 70% on all Nevada licensing exams
- Only 2 online exam attempts allowed; unlimited in-person attempts
Nevada Producer Licensing Requirements
Nevada has specific requirements for obtaining a Life, Health, or combined insurance license.
Pre-License Education Requirements
No Pre-License Education Required
| State Requirement | Nevada |
|---|---|
| Pre-License Education | NOT REQUIRED |
| Recommended | Exam prep courses highly recommended |
| Minimum Age | 18 years old |
Key Points:
- Nevada does NOT require pre-license education
- Completing an exam prep course is highly recommended
- Candidates have significantly higher pass rates with exam prep
- Self-study materials are available from various providers
Exam Tip: While Nevada doesn't require pre-license education, the exam is challenging. Those who complete exam prep courses have significantly higher chances of passing on their first attempt.
Examination Requirements
Nevada insurance licensing examinations are administered by Pearson VUE:
Life & Health Exam Details
| Exam Type | Questions | Time Limit | Fee |
|---|---|---|---|
| Life Insurance | 97 | ~2 hours | $39 |
| Accident & Health | 105 | ~2 hours | $39 |
| Combined Life & Health | 170 | 3 hours 35 minutes | $49 |
Exam Requirements
| Requirement | Detail |
|---|---|
| Passing Score | 70% |
| Testing Provider | Pearson VUE |
| Score Validity | 1 year from passing date |
| Testing Options | In-person or OnVUE online |
| Online Attempts | Only 2 allowed; then must test in-person |
| Scheduling | pearsonvue.com/nv/insurance or (800) 274-2609 |
Important: You are only allowed 2 online exam attempts. All other attempts (unlimited) must be taken in person at a Pearson VUE testing center.
Examination Process
Testing Locations
Pearson VUE testing centers in Nevada:
- Las Vegas (multiple locations)
- Reno
- Elko
Scheduling the Exam
- Register with Pearson VUE at pearsonvue.com/nv/insurance or call (800) 274-2609
- Choose testing option:
- Pearson VUE testing center
- OnVUE online proctored exam (limited to 2 attempts)
- Pay exam fee ($39 single-line, $49 combined)
- Schedule appointment
Exam Day
What to Bring:
- Two forms of valid ID (one with photo)
- Acceptable: Driver's license, passport, military ID
- Both IDs must contain your name
- Without proper ID = Cannot take exam
Testing Rules:
- No cell phones or electronic devices
- Calculator provided on screen
- Results displayed immediately upon completion
Exam Content
| Section | Topics |
|---|---|
| General | Insurance product knowledge |
| State Law | Nevada insurance laws, rules, regulations |
Fingerprinting Requirements
Nevada requires digital fingerprinting for all license applicants:
Fingerprinting Process
| Step | Detail |
|---|---|
| Timing | Complete within 90 days after submitting license application |
| Method | Digital fingerprint impressions |
| Background Check | Criminal history report required |
| Results | Submitted to state and FBI |
License Application
After passing the exam:
Application Steps
- Apply through NIPR (National Insurance Producer Registry)
- Pay license application fee ($185 plus transaction fees)
- Complete digital fingerprinting within 90 days
- Await DOI approval
Application Timeline
| Item | Timeframe |
|---|---|
| Exam Score Validity | 1 year |
| Fingerprinting Deadline | 90 days after application |
| License Processing | After background check clears |
License Types
| License Type | What You Can Sell |
|---|---|
| Life | Life insurance and annuities |
| Health (Accident & Health) | Health, disability, LTC insurance |
| Property | Property insurance |
| Casualty | Liability insurance |
| Personal Lines | Personal auto, homeowners |
Special Training Requirements
Annuity Best Interest Training
| Requirement | Detail |
|---|---|
| Hours | 4 hours |
| Frequency | One-time requirement |
| Effective Date | November 15, 2024 |
| When Required | Before engaging in sale of annuity products |
Long-Term Care Training
| Training Type | Hours | Frequency |
|---|---|---|
| Initial Training | 8 hours | One-time before selling LTC |
| Ongoing Training | 4 hours | Every 24 months |
Flood Insurance Training
| Requirement | Detail |
|---|---|
| Hours | 3 hours (one-time) |
| When Required | By end of first renewal period |
| Counts Toward | 30-hour CE requirement |
Does Nevada require pre-license education before taking the insurance licensing exam?
Who administers insurance licensing exams in Nevada?
How many online exam attempts are allowed in Nevada?
What is the license application fee in Nevada?