Key Takeaways
- The Nebraska Department of Insurance (DOI) is the primary regulatory agency for insurance in Nebraska
- The Director of Insurance is APPOINTED by the Governor and confirmed by the state Legislature
- The DOI was created in 1933 as an independent state agency
- Nebraska insurance law is found in the Nebraska Revised Statutes, Chapter 44
- The DOI regulates insurers, producers, rates, and policy forms
Last updated: January 2026
Nebraska Department of Insurance
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The Nebraska Department of Insurance (DOI) serves as the primary regulatory agency for insurance matters in the state.
Department of Insurance (DOI)
The Nebraska Department of Insurance is responsible for:
- Licensing and regulating insurance producers and agencies
- Monitoring insurer solvency and financial condition
- Reviewing and approving insurance rates
- Approving policy forms
- Investigating consumer complaints
- Enforcing insurance laws and regulations
DOI Leadership
The Director of Insurance is:
- APPOINTED by the Governor
- Confirmed by the Nebraska state Legislature
- Serves at the pleasure of the Governor
- Leads all department operations and regulatory activities
Exam Tip: Nebraska's Director of Insurance is APPOINTED, not elected. Only 11 states have elected insurance commissioners.
Historical Background
| Year | Event |
|---|---|
| 1864 | Insurers first registered with territorial auditor |
| 1933 | Department of Insurance created as independent agency |
| Present | DOI regulates over $11 billion in insurance premiums |
Nebraska Insurance Code
Nebraska insurance law is contained in Chapter 44 of the Nebraska Revised Statutes:
Key Sections
| Section | Subject |
|---|---|
| 44-101 to 44-199 | General Provisions |
| 44-2101 to 44-2143 | Insurance Producers Licensing Act |
| 44-4001 to 44-4071 | Continuing Education |
| 44-407 to 44-411 | Unfair Trade Practices |
Contact Information
- Address: Terminal Building, 941 O Street, Suite 400, Lincoln, NE 68508-3639
- Phone: (402) 471-4913
- Website: doi.nebraska.gov
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Test Your Knowledge
How is the Nebraska Director of Insurance selected?
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Test Your Knowledge
In what year was the Nebraska Department of Insurance created as an independent state agency?
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Test Your Knowledge
Which chapter of the Nebraska Revised Statutes contains insurance law?
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