Key Takeaways
- The North Dakota Insurance Commissioner is ELECTED to a 4-year term - one of only 11 states with an elected commissioner
- Elections occur during presidential election years
- The office was created with the state constitution in 1889
- North Dakota does NOT require pre-license education
- PSI Services LLC administers North Dakota insurance licensing exams
Last updated: January 2026
North Dakota Insurance Department
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North Dakota has an elected Insurance Commissioner, making it one of only 11 states where voters directly choose their insurance regulator.
North Dakota Insurance Department
The North Dakota Insurance Department is responsible for:
- Regulating insurance companies doing business in North Dakota
- Licensing and regulating insurance producers
- Monitoring insurer solvency
- Reviewing rates and policy forms
- Investigating consumer complaints
- Enforcing insurance laws
Leadership
The Insurance Commissioner is:
- ELECTED by North Dakota voters to a 4-year term
- Elections held during presidential election years
- One of 11 states with an elected insurance commissioner
- Office created with the state constitution in 1889
Exam Tip: North Dakota is one of only 11 states with an ELECTED insurance commissioner. Elections are held during presidential election years (2024, 2028, etc.).
Historical Background
| Year | Event |
|---|---|
| 1889 | Office created with state constitution |
| 1889 | North Dakota achieves statehood |
| Present | Commissioner elected every 4 years |
States with Elected Insurance Commissioners
North Dakota is among the select group of states where voters elect the insurance commissioner:
| State | Election Cycle |
|---|---|
| California | 4-year term |
| Delaware | 4-year term |
| Florida | 4-year term |
| Georgia | 4-year term |
| Kansas | 4-year term |
| Louisiana | 4-year term |
| Mississippi | 4-year term |
| Montana | 4-year term |
| North Dakota | 4-year term |
| Oklahoma | 4-year term |
| Washington | 4-year term |
Contact Information
- Address: State Capitol, 5th Floor, Dept. 401, 600 E. Boulevard Ave., Bismarck, ND 58505-0320
- Phone: (701) 328-2440 or (800) 247-0560
- Website: insurance.nd.gov
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Test Your Knowledge
How is the North Dakota Insurance Commissioner selected?
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Test Your Knowledge
When was the North Dakota Insurance Commissioner position created?
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Test Your Knowledge
During which years are North Dakota Insurance Commissioner elections held?
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