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State-Specific Content Only

This covers Missouri-specific laws and regulations. Most Life & Health exams have both national and state portions.

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Free MO Life & Health Exam Prep

Missouri Life, Accident, and Health Insurance

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Last updated: January 2026

MO Life & Health Exam Details

Missouri Life, Accident, and Health Insurance

Administered by Missouri Department of Commerce and Insurance (DIFP)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$55 exam fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required

Exam Content Breakdown

Based on the official Missouri Department of Commerce and Insurance (DIFP) content outline

Missouri Insurance Regulation15%

DIFP structure, Missouri Insurance Code, licensing requirements

Life Insurance Laws25%

Policy provisions, free look periods, replacement rules

Health Insurance Laws25%

Health policy requirements, Medicare Supplement, disability

Annuity Regulations15%

Suitability requirements, senior protections, disclosures

Ethics & Prohibited Practices20%

Unfair trade practices, producer conduct, MOLIGA

What's Included

4 Chapters

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I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

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What's Next After the MO Life & Health?

After passing the MO Life & Health, you can pursue these career paths

MO Life & Health Exam FAQ

Course Content

Official Missouri Department of Commerce and Insurance (DIFP) Resources

Verify information with these official sources

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