Continuing Education & License Renewal

Kansas requires all P&C producers to complete continuing education and renew licenses every 2 years to maintain active license status.

License Renewal Requirements

Renewal Cycle

Example: If your birthday is June 15, 2024, and your license was issued March 1, 2024, your first renewal is June 15, 2026. You can renew starting March 15, 2026 (90 days before expiration).

Exam Tip: Kansas licenses expire on the licensee's birth DATE (not birth month like some states). A June 15th birthday means June 15th expiration. This specific timing is commonly tested.

Continuing Education (CE) Requirements

CE Hour Breakdown

Total Required: 18 Hours Per 2-Year Period

• Ethics: 3 hours minimum (mandatory)
• General P&C Topics: 15 hours
• Carryover: NO carryover of excess hours to next period
• Timing: Must be completed BEFORE license renewal
• Courses: Must be Kansas Insurance Department approved

Kansas CE Hour Comparison

Kansas has lower CE requirements than many states, making renewal more accessible.

Approved CE Topics

Acceptable Topics:

• Kansas insurance laws and regulations
• Property insurance coverages and policy analysis
• Casualty insurance principles
• Auto insurance requirements and coverages
• Ethics and professional conduct
• Consumer protection and compliance
• Risk management and loss control
• Insurance products and market trends
• Technology in insurance
• Claims handling and settlement

NOT Acceptable:

• Pure sales techniques and marketing
• General business management (non-insurance)
• Motivational seminars
• Company-specific product training (unless approved)
• Non-insurance topics

Ethics CE Requirement

3 Hours of Ethics Mandatory:

Topics Must Focus On:

• Insurance ethics and professional responsibilities
• Unfair trade practices and prohibited acts
• Producer fiduciary duties
• Consumer protection obligations
• Conflicts of interest and disclosure
• Regulatory compliance
• Professional standards

Ethics Component:

• Counts toward 18-hour total (not in addition)
• Cannot be waived or substituted
• Must be Kansas-approved ethics course
• May be part of longer course

Exam Tip: The 3-hour ethics requirement is mandatory and cannot be waived. Ethics hours count toward the 18-hour total, not in addition to it. This is different from states where ethics is additional to the total.

CE Course Approval

Approved Providers

CE courses must be provided by Kansas Insurance Department approved providers:

Provider Types:

• State insurance associations
• National insurance education organizations
• Online CE providers (Kansas-approved)
• Insurance company training programs (if approved)
• College and university insurance programs
• Professional insurance organizations

Provider Requirements:

• Submit courses for Kansas approval
• Track student attendance and completion
• Report completions to Kansas system
• Provide completion certificates
• Maintain records for audits

CE Delivery Methods

Kansas accepts multiple formats:

All formats equally acceptable if provider is Kansas-approved.

Verifying CE Credits

Check Your CE Status:

1. Log into NIPR: Visit www.nipr.com
2. Navigate to CE Section: View continuing education
3. Review Reported Hours: Verify all courses reported
4. Check Ethics Hours: Ensure 3 ethics hours designated
5. Confirm Total: Verify 18+ hours before renewal

If CE Not Showing:

• Contact course provider immediately
• Providers have 30 days to report completions
• Keep completion certificates as backup
• May need to submit certificate to Kansas manually

License Renewal Process

Timely Renewal (Before Expiration)

Steps for On-Time Renewal:

1. Complete 18 CE Hours (including 3 ethics):

   • Must be completed BEFORE renewal application
   • Use Kansas-approved courses only
   • Verify all hours reported to system

2. Verify CE Compliance:

   • Log into NIPR and confirm 18 hours reported
   • Check that 3 ethics hours designated
   • Ensure all courses within 2-year period

3. Submit Renewal Application:

   • Online through NIPR: www.nipr.com
   • OR Kansas Insurance Department system
   • Confirm personal information current
   • Pay $55 renewal fee
   • Submit application

4. Receive Renewed License:

   • Processing typically 3-5 business days
   • License extended for 2 more years
   • New expiration date: Birth date 2 years later
   • Confirmation email sent

Exam Tip: CE must be completed BEFORE submitting renewal application. Applying without sufficient CE will result in application rejection. This timing requirement is frequently tested.

Late Renewal (After Expiration)

If license expires, you have 12 months to reinstate without retaking exam:

Late Renewal Requirements:

Exam Tip: After 12 months of expiration, you must start completely over—retake exam, new background check, new application. Don't let licenses lapse beyond 12 months!

Maintaining Active License Status

Active Status Requirements

To keep license active and in good standing:

Required:

• ✓ Renew every 2 years before birth date expiration
• ✓ Complete 18 CE hours (3 ethics) per 2-year period
• ✓ Maintain at least one active company appointment
• ✓ Pay renewal fees on time
• ✓ Update address/contact information within 30 days of changes
• ✓ Comply with Kansas insurance laws and regulations
• ✓ Report criminal convictions and regulatory actions promptly

Prohibited:

• ✗ Allowing license to lapse without renewal
• ✗ Falsifying CE completion
• ✗ Conducting insurance business after expiration
• ✗ Violating Kansas insurance laws
• ✗ Failing to report address changes

Reporting Requirements

Must Report Within 30 Days:

Special Situations

Military Service Exception

Active military members deployed outside Kansas:

• CE Extension: May request CE deadline extension
• Renewal Extension: May request renewal extension
• Documentation Required: Provide military orders
• Post-Service: Complete missed CE within 6 months of return
• No Penalties: No late fees for service members

Name Changes

If legal name changes (marriage, divorce, court order):

• Update name in NIPR or Kansas system
• Provide supporting documentation (marriage certificate, court order)
• License reissued with new name
• Update within 30 days of change
• No fee for name update

Address Changes

Required Reporting:

• Physical address changes
• Mailing address if different
• Email address changes
• Phone number changes

Report Within 30 Days:

• Log into NIPR or Kansas system
• Update information
• Verify changes saved
• Department sends notices to address of record

Exam Tip: Address changes must be reported within 30 days. This is a commonly tested timeframe. Failure to update address means you may miss important renewal notices and regulatory correspondence.