Key Takeaways
- The Idaho Department of Insurance regulates all insurance activities in the state
- The Director of Insurance is APPOINTED by the Governor for a 4-year term
- Idaho does NOT require pre-license education for insurance licenses
- Insurance law is found in Title 41 of the Idaho Code
- The Department handles licensing, rate review, consumer protection, and market conduct
Last updated: January 2026
Idaho Department of Insurance
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The Idaho Department of Insurance is the state agency responsible for regulating the insurance industry in Idaho.
The Director of Insurance
The Idaho Director of Insurance is:
| Detail | Information |
|---|---|
| Selection Method | APPOINTED by Governor |
| Term Length | 4 years |
| Requirements | Qualified Idaho elector, 5+ years insurance experience |
| Agency | Department of Insurance |
Exam Tip: Remember that Idaho's Director of Insurance is APPOINTED by the Governor for a 4-year term. The Director must have at least 5 years of insurance industry experience (or equivalent professional experience).
Director Qualifications
The Director must be:
- A qualified Idaho elector (at least 18 years old, legal resident)
- Have at least 5 years of insurance industry experience
- Or equivalent professional experience
Idaho Department of Insurance
The Department is responsible for:
- Licensing insurance producers, adjusters, and companies
- Regulating insurance rates and forms
- Protecting consumers and handling complaints
- Conducting market conduct examinations
- Enforcing insurance laws and regulations
- Monitoring insurer solvency
- Investigating insurance fraud
Department Functions
| Function | Description |
|---|---|
| Licensing | Issues and renews producer licenses |
| Rate Review | Reviews and approves insurance rates |
| Consumer Services | Handles complaints and inquiries |
| Examinations | Conducts market conduct exams |
| Enforcement | Investigates violations |
Idaho Insurance Code
Idaho insurance law is found in Title 41 of the Idaho Code:
Key Chapters
| Chapter | Subject |
|---|---|
| Chapter 10 | Insurance Producers |
| Chapter 11 | Solicitors |
| Chapter 18 | Life Insurance |
| Chapter 22 | Accident and Sickness Insurance |
| Chapter 13 | Trade Practices and Fraud |
Contact Information
- Department Main Phone: (208) 334-4250
- Consumer Hotline: (800) 721-3272 (in-state)
- Licensing: (208) 334-4250
- Website: doi.idaho.gov
- Address: 700 W. State Street, 3rd Floor, Boise, ID 83702
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Test Your Knowledge
How is the Idaho Director of Insurance selected?
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Test Your Knowledge
Which Idaho Code title contains insurance law?
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Test Your Knowledge
What is a requirement for the Idaho Director of Insurance?
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