Key Takeaways
- Hawaii real estate licenses require 20 hours of continuing education every 2-year renewal period
- Mandatory CE topics include fair housing, ethics, and Hawaii law updates
- License renewal requires completion of CE before the birthday expiration date
- HREC can suspend, revoke, or refuse to renew licenses for violations
- The Recovery Fund pays up to \$25,000 per transaction and \$75,000 aggregate per licensee
Last updated: January 2026
License Maintenance and Discipline
Hawaii real estate licenses require ongoing maintenance through continuing education and timely renewal.
Continuing Education Requirements
CE Hours
| Requirement | Hours |
|---|---|
| Total per renewal | 20 hours |
| Renewal period | Every 2 years |
| Deadline | Before birthday in even-numbered years |
Mandatory Topics
HREC requires specific topics be covered in CE:
| Topic | Description |
|---|---|
| Core course | HREC-designated mandatory content |
| Fair housing | Federal and state fair housing laws |
| Ethics | Professional standards and conduct |
| License law | HRS Chapter 467 updates |
| Condominium law | HRS Chapter 514B |
Elective Courses
Remaining hours may cover:
- Property management
- Commercial real estate
- Appraisal concepts
- Marketing and technology
- Specialty topics
License Renewal
Renewal Process
| Step | Action |
|---|---|
| 1 | Complete 20 hours CE |
| 2 | Submit renewal application |
| 3 | Pay renewal fees |
| 4 | Certify completion of CE |
Renewal Fees
| Fee Type | Amount |
|---|---|
| License renewal | ~$80 |
| Recovery fund | ~$10 |
| Late fee (if applicable) | Additional fees |
Late Renewal
| Status | Time Frame | Action Required |
|---|---|---|
| Active | Before birthday | Renew on time |
| Grace period | 0-90 days after | Complete CE, pay late fees |
| Forfeited | 90+ days after | Must reapply, may need to retest |
Disciplinary Procedures
Investigation Process
- Complaint filed with Real Estate Branch
- Preliminary investigation by staff
- Review by HREC for probable cause
- Formal complaint filed (if cause found)
- Hearing before HREC or hearings officer
- Final order issued by HREC
Grounds for Discipline
Common violations that lead to discipline:
| Violation | Description |
|---|---|
| Misrepresentation | False statements about property |
| Fraud | Intentional deception |
| Commingling | Mixing personal and trust funds |
| Failure to account | Not properly handling funds |
| Unlicensed activity | Acting beyond scope |
| Violation of rules | Breaking HREC regulations |
| Criminal conviction | Crimes involving moral turpitude |
Penalties Available
| Penalty | Description |
|---|---|
| Reprimand | Formal warning on record |
| Fine | Up to $500 per violation (individual) |
| Probation | Supervised practice |
| Suspension | Temporary license removal |
| Revocation | Permanent license loss |
| Refusal to renew | Deny license renewal |
Real Estate Recovery Fund
Purpose
Compensates consumers harmed by licensee misconduct when:
- Licensee commits fraud, misrepresentation, or breach
- Consumer obtains court judgment
- Consumer cannot collect from licensee
Limits
| Limit | Amount |
|---|---|
| Per transaction | $25,000 |
| Per licensee (aggregate) | $75,000 |
Effect on License
After fund payment:
- License automatically suspended
- Must repay fund plus interest
- Cannot reinstate until full repayment
- Repeated claims may result in revocation
Record Keeping Requirements
Brokers must maintain records for:
| Record Type | Retention Period |
|---|---|
| Transaction files | 3 years after closing |
| Trust account records | 3 years |
| Listing agreements | 3 years after expiration |
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Test Your Knowledge
How many hours of continuing education are required for Hawaii license renewal?
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Test Your Knowledge
What is the maximum amount the Hawaii Real Estate Recovery Fund will pay per transaction?
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