Key Takeaways
- Hawaii insurance licenses must be renewed every 2 years (biennial cycle)
- Single line producers: 21 hours of CE required; Multiple lines: 24 hours
- Ethics hours are included within the total CE requirement
- Veterans may be reimbursed for exam costs
- Address and name changes must be reported within 30 days
License Maintenance and Continuing Education
Hawaii insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| Renewal | Every 2 years |
| CE Completion | Must complete before renewal |
Continuing Education Requirements
Hawaii CE requirements vary by license type:
CE Hours by License Type
| License Type | CE Hours Required |
|---|---|
| Single Line (Life OR Health) | 21 hours per 2 years |
| Multiple Lines (Life AND Health) | 24 hours per 2 years |
CE Breakdown
| Requirement | Details |
|---|---|
| Ethics | Included in total hours |
| Electives | Remaining hours |
| Frequency | Every 2 years |
Exam Tip: Hawaii's CE requirement differs based on whether you hold a single line or multiple lines of authority. Multiple lines require 24 hours, while single line requires 21 hours.
CE Course Requirements
- Must be completed at Division-approved providers
- Online and classroom options available
- CE must be completed BEFORE license renewal
- CE credits reported electronically by providers
Renewal Process
Steps to Renew
- Complete required CE hours (21 or 24 depending on lines)
- Submit renewal application through NIPR
- Verify CE completion is recorded
- Pay renewal fee
- Receive renewed license
Reporting Requirements
Hawaii producers must notify the Insurance Division of changes within 30 days:
Required Notifications
- Change of business address
- Change of residence address
- Change of name
- Administrative actions by other states
- Criminal charges or convictions
How to Report
- Update through NIPR online portal
- Or submit in writing to Insurance Division
- Failure to report is a violation
Veterans Benefits
Exam Fee Reimbursement:
- Veterans who take Hawaii insurance licensing examinations may be reimbursed for the cost of the exam
- Contact the Insurance Division for details on eligibility and process
Non-Resident Licensing
Hawaii has reciprocity with most states:
- Non-residents with active home state license can apply
- Same lines of authority as home state
- No exam required if home state license is current
- Must maintain home state license in good standing
- Apply through NIPR
Disciplinary Actions
The Insurance Division can take disciplinary action against licensees for violations:
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of funds
- Misrepresentation to clients
- Failure to maintain CE requirements
- Failure to report required information
- Criminal conviction
Types of Discipline
| Action | Description |
|---|---|
| Warning | Minor first offense |
| Probation | License continues with conditions |
| Fine | Monetary penalty |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
License Status Types
| Status | Meaning |
|---|---|
| Active | License current and in good standing |
| Inactive | Not actively selling (voluntary) |
| Expired | License term ended, not renewed |
| Suspended | Temporary disciplinary action |
| Revoked | License permanently cancelled |
| Cancelled | Voluntarily surrendered |
How many CE hours does Hawaii require for producers with multiple lines of authority?
How many CE hours does Hawaii require for single line producers?
How often must Hawaii insurance licenses be renewed?
Can veterans be reimbursed for Hawaii insurance exam fees?