Key Takeaways

  • Water rights are critical in Arizona real estate due to the state's arid climate
  • Arizona uses the doctrine of prior appropriation for surface water rights
  • Groundwater rights depend on whether the property is in an Active Management Area (AMA)
  • Starting 2025, licensees must complete 1 hour of Arizona Water CE for renewal
  • Environmental issues including lead paint, mold, and flood zones require disclosure when known
Last updated: January 2026

Arizona Water Rights and Environmental Issues

Water rights are particularly important in Arizona due to the state's desert climate and limited water resources.

Arizona Water Law

Prior Appropriation Doctrine

Arizona follows prior appropriation for surface water:

  • "First in time, first in right"
  • Senior rights have priority over junior rights
  • Rights can be lost through non-use
  • Rights are separate from land ownership

Surface Water vs. Groundwater

TypeRegulation
Surface WaterState permits required, prior appropriation
GroundwaterDepends on location (AMA vs. non-AMA)

Active Management Areas (AMAs)

Arizona has 5 Active Management Areas where groundwater is strictly regulated:

AMALocation
Phoenix AMAMaricopa County area
Tucson AMAPima County area
Pinal AMAPinal County
Prescott AMAYavapai County
Santa Cruz AMASanta Cruz County

Inside AMAs

RequirementDetail
New wellsPermit required
SubdivisionsMust demonstrate 100-year water supply
ConservationMandatory water-saving measures
ReportingWater usage must be reported

Outside AMAs

Less regulated but still subject to:

  • General groundwater laws
  • Well registration requirements
  • Reasonable use doctrine

Water Issues in Real Estate

100-Year Assured Water Supply

For subdivisions in AMAs:

  • Must demonstrate 100-year water supply
  • ADWR (Dept. of Water Resources) certification
  • Affects development approval
  • Important for buyers to understand

Certificate of Assured Water Supply

Developers must obtain a Certificate of Assured Water Supply or show:

  • Adequate water for proposed development
  • Financial and physical availability
  • Consistent with management plans

2025 CE Requirement: Arizona Water

Starting January 1, 2025:

  • All licensees must complete 1 hour of Arizona Water CE
  • Part of the 24-hour renewal requirement
  • Covers water rights and real estate implications

Environmental Issues

Lead-Based Paint

Federal requirement for pre-1978 homes:

  • Provide EPA pamphlet
  • Disclose known lead hazards
  • 10-day inspection opportunity (can be waived)

Mold

  • No specific Arizona disclosure requirement
  • Should be disclosed if known
  • May affect habitability

Radon

  • Natural radioactive gas
  • No state disclosure requirement
  • Testing recommended

Flood Zones

RequirementStatus
Federal flood insuranceRequired in flood zones for federally-backed loans
State disclosureNot specifically mandated
Best practiceDisclose flood zone status
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Arizona Water Rights
Test Your Knowledge

What is the new CE requirement for Arizona licensees starting January 2025 regarding water?

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Test Your Knowledge

What must subdivisions inside an Arizona AMA demonstrate?

A
B
C
D
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